Americans are enjoying much longer lifespans and the need for Long Term Care Insurance has become a priority.

What is Long Term Care?
Long term care refers to a variety of needs that may arise during the golden years. These include:

Activities of daily living (eating, bathing, transferring, toileting, and personal hygiene)
Skilled nursing care
Rehabilitation care
Caregiving and management of victims of Alzheimer's disease and related dementia illnesses

Long Term Care Insurance is designed to protect you and your family if you need extended care.

You may think Medicaid or your general health insurance plan will cover your Long Term Care expenses but this may not be the case. As you'll see on our Medicaid page, there are eligibility requirements for Medicaid. Plus it may not cover the level of care you desire. Most health insurance plans don't cover nursing home care. Without Long Term Care Insurance, you could quickly wipe out your savings and assets paying for your extended care.

If you have questions about Long Term Care Insurance and related Asset Protection Financial Instruments, contact the Schofner Law Firm at info@ElderLawAttorney.com or use the form on our contact page.